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✅ General Practice

Q1 In June 2026, RBI announced the first phase of cross-border payment connectivity with Cambodia. Which Cambodian bank partnered with NPCI International Payments Limited (NIPL) to launch this service? Q2 Under the cross-border payment linkage with RBI, Indian travelers can make merchant payments in Cambodia by scanning the national QR code standard of the country. What is the name of this payment standard? Q3 Which entity has the Reserve Bank of India recognized as a Self-Regulatory Organisation for the Account Aggregator Ecosystem (SRO-AA)? Q4 What debt management tool, does the Reserve Bank of India use on behalf of the Government of India, to exchange an existing government security for a new one without making any cash payments? Q5 As per the RBI guidelines on responsible business conduct, what is the regulatory definition of compulsory bundling? Q6 According to the RBI guidelines on responsible business conduct, how is a dark pattern legally defined? Q7 As per the RBI guidelines on responsible business conduct, how is explicit consent legally defined? Q8 According to the RBI guidelines on responsible business conduct, which scenario is classified as mis-selling a financial product? Q9 As per the RBI guidelines, what is the maximum time allowed for a bank to update the public list of its empanelled Direct Selling Agents on its website after any modification? Q10 According to the RBI guidelines on responsible business conduct, for how long must a bank store the explicit consent records of a customer? Q11 To prevent deceptive digital designs, how must a bank configure the default choice for a customer to grant explicit consent on its user interface? Q12 As per the RBI guidelines on responsible business conduct, under what condition is a bank permitted to send promotional alerts to a customer? Q13 As per the RBI guidelines on responsible business conduct, during what standard time window are bank employees and agents permitted to make telephonic contacts or customer visits? Q14 Under the RBI guidelines, what is a mandatory requirement before a bank agent can visit a customer at their residence, business, or office? Q15 According to the RBI guidelines, what is the maximum time allowed for a bank to seek feedback from a customer after selling a financial product or service? Q16 As per the RBI guidelines on responsible business conduct, how often must a bank prepare a report detailing the findings from its post-sale customer feedback mechanisms? Q17 Under the RBI guidelines, what is the default time limit for a customer to lodge a mis-selling complaint if no alternative timeline is set by the relevant financial sector regulator? Q18 As per the RBI guidelines, what is a bank legally obligated to do immediately if the mis-selling of a financial product is formally established? Q19 Under RBI guidelines on dark patterns, how is the deceptive practice of false urgency defined? Q20 According to the RBI rules on dark patterns, what action is classified as basket sneaking? Q21 As per the RBI regulatory guidelines, how is the dark pattern known as confirm shaming described? Q22 Under the RBI rules on dark patterns, what happens when a bank deploys a forced action? Q23 Under the Reserve Bank of India's Supervisory Data Quality Index (sDQI) grading system, what score threshold results in a bank's data submission being classified as a major concern? Q24 In the March 2026 Supervisory Data Quality Index (sDQI) report by the Reserve Bank of India, what was the overall score recorded for Scheduled Commercial Banks (SCBs)? Q25 Based on the Reserve Bank of India's Supervisory Data Quality Index (sDQI) classifications for March 2026, which banking group recorded the highest overall data quality score? Q26 Which organization introduced the Lead Bank Scheme in December 1969? Q27 As per the guidelines for the Lead Bank Scheme, what is the title of the official appointed by the designated commercial bank to oversee the program within a given district? Q28 Under the district-level framework of the Lead Bank Scheme, which organization is required to appoint the District Development Manager (DDM)? Q29 As per the rules for the State Level Bankers’ Committee, what is the lowest acceptable rank for a Zonal Head to be designated as the Convenor when a General Manager is unavailable? Q30 How many structural tiers make up the operating framework of the Lead Bank Scheme in each State and Union Territory? Q31 Under the Lead Bank Scheme framework, what is the primary purpose of the Block Level Bankers’ Committee (BLBC) formed in each block of a district? Q32 Which official is mandated to convene and chair the Block Level Bankers’ Committee (BLBC)? Q33 Under the Lead Bank Scheme, in which Block Level Bankers’ Committee (BLBC) meetings is the District Development Manager (DDM) from the National Bank for Agriculture and Rural Development (NABARD) required to participate? Q34 What is the standard timeframe within which the quarterly Block Level Bankers’ Committee (BLBC) meetings must be conducted? Q35 What is the required deadline for circulating the official minutes after a Block Level Bankers’ Committee (BLBC) meeting concludes? Q36 Under the Lead Bank Scheme, which official is mandated to chair the District Consultative Committee (DCC)? Q37 What is the mandated timeframe for the Lead District Manager (LDM) to convene quarterly District Consultative Committee (DCC) meetings following the end of a quarter? Q38 Within the Lead Bank Scheme framework, what is the primary function of the District Level Review Committee (DLRC) as compared to the District Consultative Committee (DCC)? Q39 Under the Lead Bank Scheme, which group of individuals must be mandatorily invited to participate in the District Level Review Committee (DLRC) meetings? Q40 What is the minimum frequency required for the public meetings arranged by the Lead District Manager (LDM) for creating awareness and obtaining feedback? Q41 Which state government official is required to co-chair the State Level Bankers’ Committee (SLBC) meetings alongside the top executive of the Convenor Bank? Q42 What is the standard timeframe within which the quarterly State Level Bankers’ Committee (SLBC) meetings must be conducted? Q43 What is the primary responsibility of the Steering Sub-Committee constituted within the State Level Bankers’ Committee (SLBC)? Q44 Which state-level entity is mandatorily required to be included in the Sub-Committee on Digital Payments (SC-DP) to address security issues? Q45 What is the mandated deadline month for finalizing the district's Potential Linked Credit Plan (PLP) every year? Q46 By what date each year must the State Level Bankers' Committee Convenor Bank officially launch the aggregated State Level Annual Credit Plan? Q47 What target Credit Deposit Ratio does the Reserve Bank of India require banks to achieve for their rural and semi-urban branches on an all-India basis? Q48 Under the Lead Bank Scheme, what Credit Deposit Ratio threshold, along with missed credit targets, requires the formation of a Special Sub-Committee to draw up a Monitorable Action Plan? Q49 Under the Service Area Approach, what document are banks required to stop asking for from individual borrowers for all types of loans? Q50 As part of the banking penetration guidelines, what is the minimum percentage of total new banking outlets that must be opened in Tier 5 and Tier 6 Unbanked Rural Centres?