Module: General Practice
Q30: How many structural tiers make up the operating framework of the Lead Bank Scheme in each State and Union Territory?
✅ Correct Answer: C
The correct answer is a three-tier structure consisting of base, intermediate, and apex levels.
This setup works in every State and Union Territory and is made of banks, government agencies, and other involved groups.
The setup is classified into three distinct levels.
The base level is the Block Level Bankers’ Committee.
The intermediate level includes the District Consultative Committee and the District Level Review Committee.
The apex level is the State Level Bankers’ Committee or the Union Territory Level Bankers’ Committee.
This setup works in every State and Union Territory and is made of banks, government agencies, and other involved groups.
The setup is classified into three distinct levels.
The base level is the Block Level Bankers’ Committee.
The intermediate level includes the District Consultative Committee and the District Level Review Committee.
The apex level is the State Level Bankers’ Committee or the Union Territory Level Bankers’ Committee.
🧠 Real-World Scenario:
Imagine a local village branch has a major issue disbursing drought-relief loans. Suddenly, the local block manager cannot fix it alone.
According to the rules, they can escalate the issue upward through the 3-Tier system. This means the problem moves from the Block level, up to the District level, and finally to the State level if it needs a massive policy fix.