Module: General Practice
Q31: Under the Lead Bank Scheme framework, what is the primary purpose of the Block Level Bankers’ Committee (BLBC) formed in each block of a district?
✅ Correct Answer: B
The correct answer is to prepare and review the implementation of the Block Credit Plan.
This committee works at the bottom level of the three-part setup of the Lead Bank Scheme.
Its job is to help banks, the government, and local development groups work together smoothly.
It is also responsible for fixing any everyday problems that happen while running different loan programs at the local block level.
This committee works at the bottom level of the three-part setup of the Lead Bank Scheme.
Its job is to help banks, the government, and local development groups work together smoothly.
It is also responsible for fixing any everyday problems that happen while running different loan programs at the local block level.
🧠 Real-World Scenario:
Imagine a specific rural block has 10 villages that desperately need micro-loans for dairy farming. Suddenly, the local bank branch managers realize they don't have a coordinated lending strategy.
According to the rules, they can use the BLBC to sit down with govt officials and draft an exact Block Credit Plan. This means the BLBC fixes everyday, ground-level lending problems so the money actually reaches the villagers.