Module: General Practice
Q32: Which official is mandated to convene and chair the Block Level Bankers’ Committee (BLBC)?
✅ Correct Answer: D
The correct answer is the Lead District Manager (LDM). The main members of this committee include the branch managers of all banks working in that block.
This includes Small Finance Banks, Payments Banks, Wholly Owned Subsidiaries of Foreign Banks, Regional Rural Banks, and District Central Co-operative Banks.
The Block Development Officer (BDO) is also a member.
Other members include local technical officers for farming, businesses, and co-operatives.
To keep the member list right, the head offices of the banks must tell the Lead District Manager whenever they open, close, or merge any branches.
This includes Small Finance Banks, Payments Banks, Wholly Owned Subsidiaries of Foreign Banks, Regional Rural Banks, and District Central Co-operative Banks.
The Block Development Officer (BDO) is also a member.
Other members include local technical officers for farming, businesses, and co-operatives.
To keep the member list right, the head offices of the banks must tell the Lead District Manager whenever they open, close, or merge any branches.
🧠 Real-World Scenario:
Imagine it is time for the quarterly meeting of all bank branches in a rural block. Suddenly, the local Block Development Officer (BDO) tries to take over and lead the meeting.
According to the rules, they can politely ask the BDO to sit down, because ONLY the Lead District Manager is authorized to chair this meeting. This means the LDM is the undisputed boss of the BLBC table.