Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q25: Based on the Reserve Bank of India's Supervisory Data Quality Index (sDQI) classifications for March 2026, which banking group recorded the highest overall data quality score?

A
Foreign Banks
B
Public Sector Banks
C
Small Finance Banks
D
Private Sector Banks
βœ… Correct Answer: A
The correct answer is Foreign Banks.
In the March 2026 Supervisory Data Quality Index reports, Foreign Banks in India got the highest total score among all groups with 91.4. This went up from 90.7 in December 2025.
Foreign Banks were the only group to show an increase during this time.
Meanwhile, Public Sector Banks saw their score fall to 90.7 from 91.0. Private Sector Banks had the biggest drop, falling to 89.3 from 90.6. Because they dropped to 89.3, Private Sector Banks moved out of the good bucket, which is above 90, and into the acceptable bucket, which is between 80 and 90.
Small Finance Banks had a score of 90.4. This was a drop from 91.9 in the past quarter.
Even with a large 1.5 point drop, Small Finance Banks kept a total score above 90.0, which means they kept their good status.

πŸ† Highest Performer πŸ“‰ Dropped Group πŸ“Š Top Score
Foreign Banks Private Sector Banks (fell to 89.3) 91.4


🧠 Real-World Scenario: Imagine the RBI Governor is reviewing the March 2026 data scorecards. Suddenly, they notice that Private Banks got sloppy and dropped into the 80s. According to the rules, they can praise the Foreign Banks, because they were the only ones to improve and hit the highest score of 91.4. This means Foreign Banks showed the best data discipline in the country for that quarter.