Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q39: Under the Lead Bank Scheme, which group of individuals must be mandatorily invited to participate in the District Level Review Committee (DLRC) meetings?

A
Managing Directors of all commercial banks in the state
B
Members of the State Level Bankers’ Committee (SLBC) Steering Group
C
Local Members of Parliament, Members of Legislative Assembly, and Zilla Panchayat Chiefs
D
Chief Executive Officers of all registered Microfinance Institutions
βœ… Correct Answer: C
The correct answer is local Members of Parliament, Members of Legislative Assembly, and Zilla Panchayat Chiefs.
Along with the normal members of the District Consultative Committee, this review group must include people from the State Minority Commission.
They must also include members from the SC/ST Corporations and people who receive rural loans.
To use local knowledge, the group can also invite forward-thinking farmers and local factory owners as special guests.

🀝 Meeting 🎯 Mandatory Guests πŸ’‘ Purpose
DLRC Meetings MPs, MLAs, Zilla Chiefs Gather real public feedback


🧠 Real-World Scenario: Imagine the banks in a district claim they are giving out plenty of agricultural loans. Suddenly, the local Member of Parliament (MP) attends the DLRC meeting and says the farmers in his village are getting nothing. According to the rules, they can use this exact platform to expose the gap between bank data and ground reality. This means politicians and public leaders are mandatorily invited so banks cannot hide behind spreadsheets.