Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q29: Regarding the "Green Deposits" framework for Banks and NBFCs mentioned in the Budget Strategy 2026-27, which of the following is or are INCORRECT?

Funds raised via Green Deposits can be used for any lending activity provided the bank pays a "Green Premium."




Deposits are denominated in Indian Rupees only.




Banks must furnish an independent Third-Party Verification/Assurance report on the utilization of these proceeds.
A
1 only
B
2 only
C
1 and 3 only
D
2 and 3 only
✅ Correct Answer: A
Statement 1 is INCORRECT.
Funds raised through Green Deposits cannot be used for general lending; they must be strictly allocated to eligible green activities to prevent "Greenwashing." This is a key regulatory focus of the Union Budget 2026-27 strategy for sustainable finance.