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Bank Promotion Exam Guide

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Module: General Practice

Q118: Which statutory Act replaced the term "Industries" with "Enterprises" to explicitly include the Service Sector, and currently serves as the primary legal framework for MSMEs in India?

A
The Industries (Development and Regulation) Act, 1951
B
The Small Industries Development Bank of India Act, 1989
C
The Micro, Small and Medium Enterprises Development (MSMED) Act, 2006
D
The Companies Act, 2013
✅ Correct Answer: C
Correct Option: C. Concept: MSMED Act, 2006.
Context: Before 2006, the sector was governed generally under the IDR Act of 1951 and referred to as "Small Scale Industries" (SSI). Key Legal Shifts: 1. Recognition of Services: The 2006 Act introduced the term "Enterprise" to cover both Manufacturing and Services.
2. Statutory Definition: It provided the first legal definition of Micro, Small, and Medium enterprises based on investment (and later turnover). 3. Institutional Support: It established the National Board for MSMEs and mechanisms for delayed payment redressal.