Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q28: With reference to the Digital Rupee (e-Rupee) announcements in Budget 2026-27, consider the following statements:

Programmability features (for example, earmarked for specific agricultural inputs) will be introduced in the Retail CBDC.




Offline functionality will be tested to enable transactions in areas with poor internet connectivity.




The Wholesale CBDC will be opened up for non-bank financial institutions (NBFCs).
A
1 and 2 only
B
2 and 3 only
C
1 and 3 only
D
1, 2, and 3
✅ Correct Answer: D
All statements are CORRECT.
The Union Budget 2026-27 emphasized "Programmable Money" (Statement 1) and offline capability (Statement 2) for the Retail CBDC.
It also expanded the Wholesale CBDC pilot to include NBFCs (Statement 3) to deepen the call money market.