Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q27: To develop GIFT City (IFSCA) as a "Global Finance Hub," the Budget 2026-27 delegated several powers to the IFSCA. Which of the following powers was NOT delegated to IFSCA in this specific budget?

A
Regulation of Variable Capital Companies (VCC)
B
Direct supervision of Indian domestic retail banking (Savings Accounts)
C
Setting up of International Bullion Exchange branches
D
Regulation of Ship Leasing and Aircraft Leasing entities
✅ Correct Answer: B
IFSCA was NOT given powers to supervise domestic retail banking.
The Union Budget 2026-27 empowers IFSCA to regulate Variable Capital Companies (VCCs) and offshore activities.
Domestic Indian rupee savings accounts remain under RBI jurisdiction to prevent regulatory overlap.