Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q95: Consider the following statements regarding the "Wholesale CBDC" (e₹-W) pilots conducted by the RBI as of 2026:

The e₹-W pilot is primarily used for the settlement of secondary market transactions in Government Securities (G-Secs).




The "Call Money Market" settlement was added as a use case in the e₹-W pilot.




Retail users can access e₹-W for high-value transactions above ₹2 Lakh.
Which of the statements given above is/are correct?
A
1 only
B
1 and 2 only
C
2 and 3 only
D
1, 2, and 3
✅ Correct Answer: B
🎯 Quick Answer:
Statements 1 and 2 are correct. Statement 3 is incorrect.
Concept Definition: Wholesale CBDC is restricted to inter-bank and institutional settlement.
Timeline: Statement 1 (Correct): The pilot launched in November 2022 focused on the settlement of G-Sec Secondary Market transactions.
Statement 2 (Correct): In late 2023 and continuing into 2024, the pilot was expanded to include the Call Money Market (Inter-bank borrowing and lending). Statement 3 (False): e₹-W is strictly for "Restricted Access" (Banks and Financial Institutions). Retail users, regardless of transaction size, interact only with e₹-R (Retail).