Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q196: Which of the following statements is TRUE regarding the fees or costs involved in filing a complaint under the Reserve Bank Integrated Ombudsman Scheme?

A
The complainant must pay a nominal fee of Rupees 100.
B
Fees are applicable only if the claim amount exceeds Rupees 10 Lakh.
C
The Scheme is completely cost-free for the complainant.
D
The complainant must pay a processing fee of 5% of the award. [QR_BOX]
✅ Correct Answer: C
The Scheme is completely cost-free.
To ensure financial inclusion and access to justice, the RBI mandates that no fees can be charged to the customer at any stage of the process—filing, mediation, or appeal.
The costs of operating the Ombudsman framework are borne entirely by the RBI and the banking system.