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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q65: The Pradhan Mantri MUDRA Yojana (PMMY) classifies loans into three categories based on the stage of growth. Match the category with the correct standard loan limit:

Shishu




Kishore




Tarun
A
1-Up to ₹50,000; 2-₹50,000 to ₹5 Lakh; 3-₹5 Lakh to ₹10 Lakh
B
1-Up to ₹1 Lakh; 2-₹1 Lakh to ₹5 Lakh; 3-₹5 Lakh to ₹10 Lakh
C
1-Up to ₹50,000; 2-₹50,000 to ₹2 Lakh; 3-₹2 Lakh to ₹5 Lakh
D
1-Up to ₹20,000; 2-₹20,000 to ₹1 Lakh; 3-₹1 Lakh to ₹10 Lakh
✅ Correct Answer: A
Correct Option: A Concept: PMMY (MUDRA) Loan Categories.
Context: PMMY provides refinance support for "funding the unfunded." Categories: 1. Shishu (Child): Loans up to ₹50,000 (For starters). 2. Kishore (Adolescent): Loans above ₹50,000 and up to ₹5 Lakh (For established units). 3. Tarun (Young Adult): Loans above ₹5 Lakh and up to ₹10 Lakh (For expansion). (Note: A "Tarun Plus" category up to ₹20 Lakh exists for those who have successfully repaid previous Tarun loans, but the standard Tarun limit remains ₹10 Lakh).