Module: General Practice
Q176: Which of the following is an example of a "General Crossing"?
✅ Correct Answer: B
The distinction lies in Sections 123 and 124 of the NI Act.
General Crossing (Sec 123): Requires two parallel transverse lines across the face.
It may include words like "and company" or "Not Negotiable," but it must NOT contain the name of a specific banker.
Special Crossing (Sec 124): The essential element is the name of a Banker written across the face of the cheque (with or without parallel lines). Analysis: Options A and C contain bank names ("State Bank of India", "HDFC Bank"), which automatically makes them Special Crossings.
Option B contains only the lines and the permitted words "Not Negotiable" without a bank name, making it the correct example of a General Crossing.
General Crossing (Sec 123): Requires two parallel transverse lines across the face.
It may include words like "and company" or "Not Negotiable," but it must NOT contain the name of a specific banker.
Special Crossing (Sec 124): The essential element is the name of a Banker written across the face of the cheque (with or without parallel lines). Analysis: Options A and C contain bank names ("State Bank of India", "HDFC Bank"), which automatically makes them Special Crossings.
Option B contains only the lines and the permitted words "Not Negotiable" without a bank name, making it the correct example of a General Crossing.