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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q17: Overdrafts extended to Pradhan Mantri Jan-Dhan Yojana (PMJDY) account holders are categorized as lending to:

A
Weaker Sections only
B
Micro Enterprises
C
Agriculture
D
Consumption Loans
✅ Correct Answer: B
Overdrafts to PMJDY account holders are classified as Micro Enterprises under Priority Sector Lending rules, facilitating credit access for the financial inclusion sector.