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✅ General Practice
Q1Which of the following are recognized categories under Priority Sector Lending?Q2In the context of agricultural lending, the term "Allied activities" includes which of the following?Q3For the purpose of priority sector lending targets, the base for computation is the Adjusted Net Bank Credit (ANBC) or the ……, whichever is higher.Q4Which of the following statements regarding Priority Sector Targets for different banking categories are correct?Q5What is the specific sub-target prescribed for Small and Marginal Farmers (SMFs) under the Agriculture category for Domestic Commercial Banks?Q6Consider the following statements regarding adjustments for weights in PSL achievement:Q7Which of the following banking categories are EXEMPTED from the adjustments of weights in PSL achievement based on district-wise credit flow?Q8For districts with comparatively higher credit flow (per capita PSL greater than ₹42,000), what weight is assigned to the incremental priority sector credit?Q9What is the target for "Advances to Weaker Sections" for Small Finance Banks (SFBs)?Q10Which of the following loans are eligible for classification as "Farm Credit" under the Agriculture category?Q11Which of the following loan limits for Agriculture classification are correct?Q12Loans to FPOs/FPCs undertaking farming with assured marketing of their produce at a pre-determined price are eligible for classification as Farm Credit up to:Q13Which of the following is NOT eligible to be classified under "Ancillary Services" in the Agriculture category?Q14For the purpose of priority sector classification, a "Small Farmer" is defined as a farmer with a landholding of:Q15Loans to FPOs/FPCs can be reckoned towards the "Small and Marginal Farmers" (SMF) sub-target provided that the land-holding share of SMFs in the FPO is not less than:Q16All loans to units in the Khadi and Village Industries (KVI) sector are eligible for classification under which priority sector category?Q17Overdrafts extended to Pradhan Mantri Jan-Dhan Yojana (PMJDY) account holders are categorized as lending to:Q18Regarding Export Credit, which of the following is correct?Q19Regarding the monitoring of Priority Sector Lending Targets:Q20If a bank reports a shortfall of 8 percentage points in its overall PSL target, the interest rate on its RIDF contribution will be:Q21Banks are prohibited from levying loan-related and ad hoc service charges on eligible priority sector loans up to:Q22Which of the following statements regarding Common Guidelines is incorrect?
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