Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q166: The Finance Minister proposed specific measures to leverage the TReDS platform in Budget 2026. Which of the following is NOT one of those announced measures?

A
Mandatory routing of purchase transactions by Central Power Sector companies through TReDS.
B
Introduction of a credit guarantee scheme via CGTMSE for invoice discounting on TReDS.
C
Allowing TReDS receivables to be securitized as "Asset-Backed Securities" (ABS) to boost liquidity.
D
Mandatory registration of all private companies with turnover >₹50 Crore on TReDS as buyers.
✅ Correct Answer: D
Option D is NOT the correct limit.
The Budget 2026 proposed reducing the mandatory onboarding threshold for buyers from ₹500 Crore to ₹250 Crore (not ₹50 Crore). The valid announcements include: (A) Central Power Sector companies must settle MSME dues via TReDS; (B) CGTMSE will now cover losses if a buyer defaults, encouraging banks to lend more; and (C) Financiers can now bundle these invoices and sell them as Asset-Backed Securities (ABS) in the secondary market.