Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q159: To boost the "Municipal Bond" market, the Budget 2026-27 introduced a specific monetary incentive. Which of the following accurately describes this incentive?

A
A 2% interest subsidy for all municipal bonds listed on the NSE.
B
A ₹100 Crore incentive for a single bond issuance of more than ₹1,000 Crore by large cities.
C
Full tax exemption on interest income for retail investors in municipal bonds.
D
A sovereign guarantee for 50% of the principal amount for Tier-2 city bonds.
✅ Correct Answer: B
The government offers a ₹100 Crore incentive for single bond issuances exceeding ₹1,000 Crore.
Municipal Bonds ("Munis") are debt instruments issued by civic bodies (Municipal Corporations) to fund urban infrastructure like water supply, sewage, and roads.
Historically, municipal bond issuances in India have been small and sporadic.
This high-value threshold (>₹1,000 Cr) is designed to encourage large cities (like Mumbai, Pune, Bengaluru) to tap the market for substantial projects rather than relying solely on state grants.
The existing incentive for smaller issuances (up to ₹200 Cr) under the AMRUT scheme continues for smaller towns.