Module: General Practice
Q147: Scenario: Mr. Sharma (General Category, Male) and Ms. Anjali (General Category, Female) both approach a bank branch to apply for a Stand-Up India loan of ₹25 Lakh to start a new textile business. Neither has any prior business experience. Who is eligible for the loan under this scheme?
✅ Correct Answer: C
🎯 Quick Answer:
Only Ms. Anjali is eligible.Structural Breakdown: 1. Stand-Up India Mandate: Every bank branch must lend to at least one SC/ST borrower AND at least one Woman borrower.
2. Woman Borrower: Women of all categories (General, OBC, SC, ST) are eligible.
3. Male Borrower: A male borrower is eligible ONLY if he belongs to the SC or ST category.
4. Conclusion: Mr.
Sharma (General Male) is excluded.
Ms.
Anjali (General Female) is included.