Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q54: Consider the following statements regarding the Special Purpose Vehicle (SPV) in the context of MSME clusters:

Statement I: The SPV must be a legal entity (such as a Section 8 Company or Society) formed by the cluster members.
Statement II: The SPV is the absolute owner of the land and assets created under the Common Facility Centre (CFC).
A
Both Statement I and II are True.
B
Only Statement I is True.
C
Only Statement II is True.
D
Both Statement I and II are False.
✅ Correct Answer: A
Concept Definition: The SPV is the legal body representing the cluster members.
It is mandatory for executing Hard Interventions.
Breakdown:
Legal Structure (Statement I): The SPV must be a clear legal entity (e.g., Section 8 Company, Cooperative Society, Registered Society, or Trust). It must have a positive track record of collaboration.
Ownership (Statement II): The assets created (Plant, Machinery, Building) and the land for the CFC are typically owned and managed by the SPV.
The Government grant is transferred to the SPV to create these assets, which the SPV then operates on a sustainable revenue model (charging User Fees).