Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q55: In the context of the Cluster Development Programme, interventions are classified as "Soft" and "Hard". Consider the following activities:

Diagnostic Study and Trust Building.




Setting up a Common Effluent Treatment Plant (CETP).




Market Development and Export Seminars.




Construction of a Testing Lab.





Which combination correctly represents "Soft Interventions"?
A
1 and 2 only
B
2 and 4 only
C
1 and 3 only
D
1, 3, and 4 only
✅ Correct Answer: C
Concept Definition:
Soft Interventions: These are intangible activities aimed at building capacity, trust, and knowledge.
They involve no fixed asset creation.
Examples include Diagnostic studies, trust-building workshops, seminars, training, exposure visits, and market development assistance.
Hard Interventions: These involve the creation of tangible physical assets and infrastructure.
Examples include Common Facility Centres (CFCs), Testing Labs, Design Centres, Effluent Treatment Plants (CETP), and Raw Material Banks.
Application:
Activity 1 (Study) and Activity 3 (Seminars) are Soft.
Activity 2 (Plant) and Activity 4 (Lab) are Hard.