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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q12: Under Schedule I of the Current Account Transactions Rules, certain remittances are prohibited. For which of the following purposes is the remittance of foreign exchange NOT prohibited?

A
Remittance of lottery winnings.
B
Remittance of income from racing/riding.
C
Payment of commission on exports made towards equity investment in Joint Ventures (JV) / Wholly Owned Subsidiaries (WOS) abroad.
D
Remittance for purchase of a trademark or technology.
✅ Correct Answer: D
Prohibited vs.
Permitted: Options A, B, and C are explicitly listed in Schedule I as Prohibited transactions.
You cannot send money out of India for lottery, gambling, or specifically paying export commissions if that commission is being used to fund an equity stake (round-tripping prevention). Option D: Remittance for purchasing a trademark or technology is a permitted Current Account transaction (often classified under technical services/royalties) or a Capital Account transaction depending on the structure, but it is not on the Prohibited List of Schedule I.