Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q92: In the context of Video-based Customer Identification Process (V-CIP) for KYC, which of the following technological checks is MANDATORY to ensure the customer is physically present and not using a recording?

A
Iris Scan Verification.
B
Voice Recognition Stress Analysis.
C
Liveness Check (geo-tagging and randomization).
D
Retina Scan via webcam.
✅ Correct Answer: C
🎯 Quick Answer:
Liveness Check. Concept: V-CIP (Video KYC). The Mandate: The system must verify that the person on the screen is "live" and not a deepfake or a pre-recorded video. This is done by asking the customer to blink, turn their head, or read a random code (randomization). The customer's live location (GPS coordinates via geo-tagging) must be captured to ensure they are physically present in India. Verification cannot be done via simple video calls; it must be through a secure, bank-audited application domain.