Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q180: Which of the following specific endorsements converts a "Bearer" instrument into an "Order" instrument?

Endorsement in Blank




Endorsement in Full




Restrictive Endorsement




Select the correct option:
A
1 only
B
2 only
C
1 and 3 only
D
2 and 3 only
✅ Correct Answer: B
Endorsement in Blank: The endorser signs only their name.
This makes the instrument payable to anyone who holds it (Bearer). Endorsement in Full: The endorser signs and adds the direction "Pay to X or Order." This specific action converts a bearer instrument into an Order instrument.
Once endorsed in full, the instrument cannot be negotiated further without the signature of the person named (X). Restrictive Endorsement: This prohibits further negotiation entirely (e.g., "Pay X Only").