Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q150: Scenario: Ms. Geeta, an aspiring entrepreneur from a Rural area belonging to the SC category, applies for a PMEGP loan to start a pottery unit. The total project cost is ₹10 Lakh. What is the Rate of Subsidy (Margin Money) she is eligible to receive from the government?

A
15% of the project cost
B
25% of the project cost
C
35% of the project cost
D
50% of the project cost
✅ Correct Answer: C
🎯 Quick Answer:
She is eligible for a 35% subsidy.
Concept Definition: Subsidy Calculation Matrix.
Structural Breakdown: 1. Beneficiary Category: Special Category (includes SC, ST, OBC, Women, Minorities, Ex-Servicemen, NER). Ms.
Geeta falls under Special Category.
2. Location: Rural Area.
3. The Matrix: General Category + Urban Area = 15% Subsidy.
General Category + Rural Area = 25% Subsidy.
Special Category + Urban Area = 25% Subsidy.
Special Category + Rural Area = 35% Subsidy (This is the highest slab).