Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q72: What is the maximum value for a reloadable Prepaid Payment Instrument (PPI) issued by Mass Transit Systems (MTS) operators?

A
₹3,000
B
₹10,000
C
₹5,000
D
₹1,000
✅ Correct Answer: A
PPIs issued by Mass Transit Systems (PPI-MTS), such as metro rail cards, are reloadable instruments with a maximum outstanding value capped at ₹3,000.
This niche instrument is covered in the RBI's Payment Systems Report - June 2025.