Q70: For a domestic wire transfer of less than ₹50,000, where the originator is not an account holder of the ordering bank, what information is sufficient to include, if the full originator information can be made available by other means?

The originator's Aadhaar number.

The beneficiary's mobile number only.

A unique transaction reference number that permits traceability.

No information is required for transfers below ₹50,000.

✅ Correct Answer: C

For transfers < ₹50,000, a unique transaction reference number is sufficient if it permits traceability.

Wire transfer rules are technical and important for the IIBF AML KYC Exam 2026.

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