Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q71: All cross-border wire transfers must be accompanied by accurate and meaningful originator information. Which of the following fields are mandatory?

Name of the originator.




The originator account number (where used).




The originator’s address, or national identity number, or customer identification number, or date and place of birth.




The purpose of the transaction.
A
1 and 2 only
B
1, 2, and 3 only
C
2, 3, and 4 only
D
All of the above
✅ Correct Answer: B
Mandatory information includes: (a) name, (b) account number, and (c) address/ID/DOB.
Purpose is not listed as a mandatory field in the wire packet.
Cross-border rules are key for the IIBF AML KYC Exam 2026.