Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q7: What is a key Reserve Bank of India initiative, related to the Unified Payments Interface (UPI), aimed at improving cross-border payments?

A
Interlinking UPI with fast payment systems globally
B
Restricting UPI usage to domestic transactions only
C
Replacing the domestic RuPay card network with UPI
D
Mandating UPI for all import/export settlements
✅ Correct Answer: A
One of the RBI's key initiatives to enhance cross-border payments is the interlinking of India's Unified Payments Interface (UPI) with the fast payment systems (FPS) of other countries, such as Singapore's PayNow.
This initiative is a major focus area in the RBI's Payment Systems Report - June 2025.