Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q6: Which of the following is identified as a major milestone in the evolution of India's Real Time Gross Settlement (RTGS) system?

A
Adoption of the ISO 20022 message standard
B
Merging with the NEFT system
C
Restricting operations to banking hours only
D
Replacing all retail payments
✅ Correct Answer: A
Major milestones in the evolution of the Real Time Gross Settlement (RTGS) system include its transition to 24x7x365 availability and the adoption of the ISO 20022 message standard.
This standard enhances the efficiency and data richness of transactions, as noted in the RBI's Payment Systems Report - June 2025.