Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q3: For the purpose of priority sector lending targets, the base for computation is the Adjusted Net Bank Credit (ANBC) or the ……, whichever is higher.

A
Credit Equivalent of Off-Balance Sheet Exposures (CEOBSE)
B
Statutory Liquidity Ratio (SLR)
C
Net Demand and Time Liabilities (NDTL)
D
Incremental Credit Deposit Ratio (ICDR)
✅ Correct Answer: A
The targets for Priority Sector Lending are computed on the basis of the ANBC or the Credit Equivalent of Off-Balance Sheet Exposures (CEOBSE), whichever is higher.
This ensures accurate calculation of **Adjusted Net Bank Credit**.