Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | HFT Presumptive List & RBI Powers

Q15: If a bank believes an instrument on the presumptive HFT list should not be classified as HFT, it can simply document the reason internally and proceed with a different classification.

A
True
B
False
C
True, provided the Auditor approves
D
True, if the exposure is below ₹10 crore
✅ Correct Answer: B
This statement is false.
If a bank wishes to deviate from the presumptive list, it must submit a formal request to the Department of Regulation, RBI, and receive explicit approval.
Internal documentation alone is insufficient, a critical procedural detail in Investment Classification MCQs.