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Bank Promotion Exam Guide

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Module: | Fundamentals of Contracts

Q5: A bank guarantee, which is payable only on the happening of an uncertain event, such as a customer's default, is a classic banking example of a …… contract.

A
contingent
B
executory
C
implied
D
quasi
✅ Correct Answer: A
A contingent contract (Section 31, Indian Contract Act) is a contract to do or not to do something if some event, collateral to such contract, does or does not happen.
A bank guarantee, payable only on a default, fits this definition.