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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Fundamentals of Contracts

Q2: If a bank obtains a customer's signature on a loan document, by using coercion, misrepresentation, or undue influence, what is the legal status of that contract?

A
It becomes voidable
B
It is automatically void
C
It remains valid, but the customer can complain
D
It is unenforceable by either party
✅ Correct Answer: A
For a contract to be valid, consent must be free.
If consent is obtained via coercion, misrepresentation, or undue influence (as per the Indian Contract Act), the contract becomes voidable at the option of the aggrieved party.