Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q83: Under the Udyam Assist Platform (UAP) launched by the Ministry of MSME, which of the following statements is NOT correct?

A
It allows Designated Agencies like Banks to register Informal Micro Enterprises on the portal.
B
The certificate issued is known as the Udyam Assist Certificate.
C
Enterprises registered on UAP are eligible for Priority Sector Lending benefits.
D
It is mandatory for Informal Micro Enterprises to upload GST and Income Tax Returns to generate the certificate.
✅ Correct Answer: D
Statement D is not correct.
The Udyam Assist Platform (UAP) was specifically designed to formalize Informal Micro Enterprises (IMEs) who are often exempt from GST or do not file Income Tax Returns.
Requiring these documents would defeat the platform's purpose.
Instead, registration is done by Designated Agencies (like banks) based on the information they already hold, without requiring the informal enterprise to upload GST or ITR proofs.
The resulting Udyam Assist Certificate grants them Priority Sector Lending (PSL) status.