Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q82: Consider the following statements regarding the "Udyam Assist Platform" (UAP) launched by the Ministry of MSME:

It is designed to bring "Informal Micro Enterprises" (IMEs) into the formal ambit by generating a Udyam Registration Number.




It allows IMEs to register without a mandatory Goods and Services Tax Identification Number (GSTIN).




Enterprises registered via UAP are eligible for Priority Sector Lending (PSL) benefits.





Which of the statements given above are correct?
A
1 and 2 only
B
1 and 3 only
C
2 and 3 only
D
1, 2, and 3
✅ Correct Answer: D
All statements are correct.
The Udyam Assist Platform (UAP) was launched to formalize Informal Micro Enterprises (IMEs) like street vendors who lack a GSTIN.
It allows banks to share data of such borrowers to generate a Udyam Number without a GSTIN.
The RBI has notified that the Udyam Assist Certificate is valid proof for Priority Sector Lending (PSL) classification.