Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q43: Under the MSMED Act, 2006, what is the maximum time period allowed for a buyer to make payment to a Micro or Small supplier if there is a written agreement?

A
30 days
B
45 days
C
60 days
D
90 days
✅ Correct Answer: B
Correct Option: B Concept: Protection Against Delayed Payments (Section 15). The Rule: 1. No Agreement: Payment must be made within 15 days of acceptance of goods.
2. With Agreement: The credit period agreed upon applies, BUT it strictly cannot exceed 45 days.
Consequence: If payment is delayed beyond 45 days, the buyer is liable to pay compound interest with monthly rests at three times the Bank Rate notified by the RBI (Section 16).