Module: General Practice
Q104: As financial crime evolves, the banking sector is adopting advanced technologies to enhance AML operations. Which of the following statements regarding the role of AI and the threat of Deepfakes are correct?
Artificial Intelligence (AI) and Machine Learning help reduce "False Positives" in transaction monitoring by learning from past analyst decisions, unlike legacy rule-based systems that generate excessive alerts.
AI-driven "Network Analysis" can visualize complex links between seemingly unrelated accounts, helping investigators detect "Mule Networks" or organized crime rings.
To counter the threat of "Deepfakes" and synthetic identity fraud during Video-KYC (V-CIP), regulators now mandate robust "Liveness Detection" (Active and Passive) to distinguish between a live human and a pre-recorded or injected video.
"Behavioral Biometrics" refers to the use of AI to analyze a user's physical interactions (like typing speed or mouse movement) to detect bot activity or account takeovers.
AI-driven "Network Analysis" can visualize complex links between seemingly unrelated accounts, helping investigators detect "Mule Networks" or organized crime rings.
To counter the threat of "Deepfakes" and synthetic identity fraud during Video-KYC (V-CIP), regulators now mandate robust "Liveness Detection" (Active and Passive) to distinguish between a live human and a pre-recorded or injected video.
"Behavioral Biometrics" refers to the use of AI to analyze a user's physical interactions (like typing speed or mouse movement) to detect bot activity or account takeovers.
✅ Correct Answer: D
The correct answer is Option D. AI reduces false positives and finds networks.
Liveness detection stops Deepfakes.
Behavioral biometrics detect bots.
Emerging tech is a modern module in the IIBF AML KYC Exam 2026.
Liveness detection stops Deepfakes.
Behavioral biometrics detect bots.
Emerging tech is a modern module in the IIBF AML KYC Exam 2026.