Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q17: How frequently must a bank review its internal "Money Laundering (ML) and Terrorist Financing (TF) Risk Assessment"?

A
At least once every two years
B
At least annually
C
At least once every six months
D
At least once every three years
✅ Correct Answer: B
The Board or a committee of the Board to which it has delegated power shall determine the periodicity of the risk assessment exercise… However, the bank shall review it at least annually.
Periodic reviews are a compliance requirement tested in the IIBF AML KYC Exam 2026.