Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Transactions, Facilities and Authorized Persons

Q9: Under FEMA, the term "Foreign Exchange" includes which of the following?

A
Only foreign currency notes and coins.
B
Only foreign currency notes and traveler's cheques.
C
Foreign currency notes, balances in foreign bank accounts, and instruments like drafts and traveler's cheques payable in foreign currency.
D
Only the US Dollar and the Euro.
✅ Correct Answer: C
"Foreign Exchange" is defined broadly under FEMA.
It is not limited to physical cash (notes and coins). It includes deposits, credits, and balances payable in foreign currency, as well as instruments like drafts, traveler's cheques, letters of credit, and bills of exchange drawn in Indian currency but payable in foreign currency.