Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Transactions, Facilities and Authorized Persons

Q8: Regarding the regulation of foreign exchange transactions, which of the following pairs correctly identifies the primary regulatory authority?

A
Capital Account: SEBI; Current Account: RBI
B
Capital Account: Reserve Bank of India (RBI); Current Account: Central Government
C
Capital Account: Central Government; Current Account: Reserve Bank of India (RBI)
D
Both accounts are regulated exclusively by the Ministry of External Affairs
✅ Correct Answer: B
FEMA establishes a distinct division of regulatory power.
The Reserve Bank of India (RBI) primarily regulates Capital Account transactions (in consultation with the Government). The Central Government primarily frames the rules for Current Account transactions (in consultation with the RBI).