Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Introduction, Scope and Residential Status

Q3: Which of the following statements, regarding the objectives and philosophy of FEMA, are correct?

1. FEMA aims to facilitate external trade, and payments.
2. The Act is designed to promote the orderly development, and maintenance of the foreign exchange market in India.
3. FEMA represents a shift in philosophy, from "conservation and control" of forex, to "management" of forex.
4. FEMA bans all personal foreign exchange transactions, to preserve national reserves.
A
1 and 4 only
B
2 and 4 only
C
1, 2, and 3 only
D
All of the above
✅ Correct Answer: C
FEMA replaced the older FERA legislation.
The shift was from strict "control" (policing) to "management" (facilitation). Its stated objectives include facilitating external trade and payments and promoting the "orderly development" of the forex market.
Statement 4 is incorrect because FEMA does not ban personal transactions; it allows them under specific schemes like the Liberalised Remittance Scheme (LRS).