Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Scope and Fund Transfer Rules

Q5: After remaining unclaimed for 10 years or more, all of the following amounts are credited to the DEA Fund EXCEPT:

A
Amounts outstanding against travellers cheques or other similar instruments, which have no maturity period.
B
Undrawn balance amounts remaining in any prepaid card issued by banks.
C
Rupee proceeds of foreign currency deposits held by banks after conversion.
D
Margin money against issue of a Letter of Credit or Guarantee.
✅ Correct Answer: A
The amounts credited to the Fund include undrawn balances from prepaid cards, rupee proceeds of foreign currency deposits, and margin money.
However, amounts outstanding against travellers cheques or similar instruments without a maturity period are explicitly excluded.