Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q8: What penalty is levied if a currency chest wrongly reports soiled note remittances sent to the RBI as 'withdrawals'?

A
A flat penalty of ₹50,000/-
B
Penal interest at 2% over the Bank Rate
C
A flat penalty of ₹1,00,000/-
D
A warning for the first offense, followed by a penalty
✅ Correct Answer: A
If soiled note remittances to the RBI are incorrectly reported as 'withdrawals', a flat penalty of ₹50,000/- is levied, irrespective of the value of the remittance or the period of wrong reporting.
This specific fine highlights the importance of accurate classification in Currency Chest Reporting.