Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q7: Penal measures for shortages in chest balances, shortages due to pilferage or frauds, and counterfeit banknotes detected in chest balances shall be taken on the basis of the prevailing ……..

A
T+0 basis
B
"Scheme of Penalties"
C
Bank Rate
D
Business Continuity Plan
✅ Correct Answer: B
Penal measures for shortages in chest balances / remittances, shortages due to pilferage / frauds, and counterfeit banknotes detected in chest balances / remittances are handled based on the prevailing "Scheme of Penalties". This scheme is separate from the T+0 rule used for delayed Currency Chest Reporting.