Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q95: Under Schedule I of the FEMA (Current Account Transactions) Rules, 2000, remittance for which of the following purposes is STRICTLY PROHIBITED (even under LRS)?

A
Purchase of artwork or antiques.
B
Remittance for margins or margin calls to overseas exchanges.
C
Remittance for purchase of lottery tickets, banned/proscribed magazines, or sweepstakes.
D
Donation to a charitable organization abroad.
✅ Correct Answer: C
Option C is prohibited.
Concept Definition: Schedule I (Prohibited List). Structural Breakdown: Absolute Ban: You cannot send $1 for these items, even if you have $250k LRS limit left.
Lottery tickets/winnings.
Income from racing/riding.
Purchase of banned magazines.
Payment of commission on exports under Rupee State Credit Route. "Call Back Services" of telephones.
Reasoning: These are considered vices or non-essential drains on foreign exchange reserves.