Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q94: According to the Foreign Exchange Management (Overseas Investment) Rules, 2022, the total "Financial Commitment" made by an Indian Entity in all foreign entities shall not exceed:

A
100% of its Net Worth as on the date of the last audited balance sheet.
B
200% of its Net Worth as on the date of the last audited balance sheet.
C
400% of its Net Worth as on the date of the last audited balance sheet.
D
USD 1 Billion, regardless of Net Worth.
✅ Correct Answer: C
400% of Net Worth.
Concept Definition: Financial Commitment (FC). Structural Breakdown: What counts as FC?
It is the sum of: 1. Amount of Equity/Compulsorily Convertible Preference Shares (CCPS). 2. Loan Amount provided to the foreign entity.
3. 100% of the amount of Corporate Guarantees issued.
4. 50% of the amount of Performance Guarantees.
The Limit: The aggregate FC must be within 400% of the Net Worth of the Indian entity.
Exception: Investments funded out of EEFC account balances or ADR/GDR proceeds are excluded from this 400% limit.