Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q87: Which authority is primarily responsible for investigating contraventions under FEMA (Section 37) and conducting adjudication proceedings?

A
The Reserve Bank of India (RBI).
B
The Directorate of Enforcement (ED).
C
The Securities and Exchange Board of India (SEBI).
D
The Serious Fraud Investigation Office (SFIO).
✅ Correct Answer: B
The Directorate of Enforcement (ED). Concept Definition: Separation of Powers in FEMA.
Structural Breakdown: RBI: The Regulator (Administers the Act/Compounding). ED: The Enforcer (Investigates contraventions, conducts raids, issues SCNs, and adjudicates penalties). Causal Reasoning: This separation ensures that the entity managing the currency (RBI) is not the same as the entity policing the users (ED).