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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q86: Under Section 13 of FEMA 1999, what is the maximum quantitative penalty that can be imposed if the amount involved in the contravention is quantifiable?

A
Up to two times the sum involved in such contravention.
B
Up to three times the sum involved in such contravention.
C
Up to five times the sum involved in such contravention.
D
A fixed penalty of ₹2 Lakh regardless of the amount involved.
✅ Correct Answer: B
Up to three times the sum.
Concept Definition: Section 13 is the "Teeth" of FEMA.
Structural Breakdown: Quantifiable Amount: Penalty up to 300% (3x) of the amount involved.
Unquantifiable Amount: Penalty up to ₹2 Lakhs.
Continuing Default: Additional penalty of up to ₹5,000 per day.
Historical Context: This quantum has remained stable.
Note that this is the maximum; the Adjudicating Authority has discretion to levy less, but cannot exceed 3x.