Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q73: A person resident in India who has returned from a trip abroad must surrender unspent foreign currency notes to an Authorized Person within what time frame?

A
60 days from the date of return.
B
90 days from the date of return.
C
180 days from the date of return.
D
No limit, provided the amount is less than USD 2,000.
✅ Correct Answer: C
1. Currency Notes: If a resident returns to India with unspent foreign currency notes, they must surrender them to an Authorized Person within 180 days of return.
2. Travellers' Cheques (TCs): If the unspent forex is in the form of TCs, the surrender period is also 180 days.
3. Retention Limit: A resident is permitted to retain foreign currency up to USD 2,000 (or equivalent) indefinitely for future use (under the aggregate limit). Any amount excess of this must be surrendered within the 180-day window.